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QSuper investment options

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Lifetime

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Let us invest for you

Lifetime is an investment option that automatically personalises your investment strategy based on your age and Lifetime account balance, helping you get the most out of your super, at every stage of life.1

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Diversified options

You'd like some control with some direction

Choose from a range of diversified investment options that we've designed for different goals and manage for you.

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Asset class options

You take control

Use our range of asset class options as building blocks to mix and manage your own investment portfolio.

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alt-text The QSuper Self Invest option is closed to new investors. If you have money in Self Invest, you can find out more information on the Self Invest page.

You can check your current investment options in Member Online or our app.

Let us do the heavy lifting

We know that many people just want the peace of mind of knowing their investment strategy is in the hands of someone they trust.

That's why we offer a default investment option called Lifetime.

Lifetime personalises your investment strategy for every stage of your life. Every 6 months, we assess your age and Lifetime account balance, so you don't need to worry about updating your investments as you get older and your priorities change.

Take control of your investment strategy

If you want to have more control over your super, you can choose from a range of diversified and asset class investment options. When making an investment choice, make sure you consider:

  • How long your money will be invested for
  • The level of risk you can, or should, take to achieve your goals
  • How involved you want to be in managing your super.

When it comes to choosing the best super investment strategy for your needs, getting some professional guidance can help.

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Ready to invest your super?

You can check and change investment options anytime in Member Online. Or you can use our online advice tool to help you decide which options suit you best.

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The QSuper difference

With 140 years’ combined experience as part of Australian Retirement Trust, you can have the confidence to enjoy today, knowing we're working hard to look after your future.

Focused on your future

Our superannuation investment experts work hard to navigate changing markets and keep your retirement savings on track.
Our size offers opportunity

As part of Australian Retirement Trust, one of Australia's largest super funds, we have access to assets that are not available to individuals, self-managed super funds (SMSFs), and even other super funds.

Profit for members

We're committed to returning profits to members as lower fees and better services.

Learn what else to consider when finding the best super fund.

Get the right advice for you

Use our online advice service to help you decide which option suits you best. Or get personal financial advice about your super investments.2

Your advice options

1. For Accumulation accounts only.

2. Employees in the Australian Retirement Trust group provide advice to members as representatives of QInvest Limited (ABN 35 063 511 580, AFSL 238274) that is wholly owned by the Trustee as an asset of Australian Retirement Trust. QInvest Limited is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide (pdf) for more information.