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It's important to track your super for a secure retirement.
Check your super balance against the average of your age group or estimate your balance at different stages of life to make sure you're on track for a comfortable retirement.
Your super balance will play a big part in how comfortably you live in retirement.
As shown in the table, ASFA's Super Detective Calculator can help you estimate if your super is on track, based on your retirement plans and how close you are to retirement.
The Association of Super Funds of Australia (ASFA) estimates that the required balance for a comfortable retirement by age 67 is $595,000 for a single person and $690,000 for a couple. This includes owning your home, leisure and recreational activities, private health insurance, and occasional overseas holidays.
Source: ASFA's Super Balance Detective accessed May 2025.
The Australian Bureau of Statistics (ABS) has worked out the average super balance for each age group, which you can use as a guide to see how your balance compares.
This table shows the average super balances for both Australian men and women by age. It's worth noting that women tend to have lower average superannuation balances than men for a combination of reasons.
If your retirement savings need a boost, small changes you make now can make a difference to your future.
Source: ABS Household Income and Wealth, Australia 2019-20. Accessed May 2025.
Log in to Member Online or our app to check your QSuper account balance.
Here are a few simple things you can do to help give your super balance that extra boost.
Having your super in multiple accounts may cost you more in fees.*
Log in to Member Online or our app to find and combine your other super accounts in minutes.
Build up your super by adding extra money or salary sacrificing.
If you're a low income earner making after tax contributions, you may also get a bonus from the government.
Your QSuper membership includes advice about your super account.1
Speak to a financial adviser to plan for the retirement lifestyle you want.
More than $300 billion in retirement savings
140 years' combined experience helping members.2
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Super you can trust. QSuper is part of Australian Retirement Trust, one of Australia's largest super funds.
Join our exclusive member seminars or listen to our podcast to help you make informed decisions about your future.
* Before you consolidate your super accounts, consider if the timing is right and if you will lose access to benefits such as insurance or pension options, or if there are any tax implications. 1. Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Services Guide at art.com.au/fsg to tell you about that advice and how they’re paid. 2. Australian Retirement Trust was formed through the merger of QSuper and Sunsuper on 28 February2022.