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If you are facing severe financial hardship, you may be able to access your super early.
The Australian Government has firm guidelines around accessing superannuation, and the rules for financial hardship are controlled by legislation.
As part of your application to access your super, you will be required to provide evidence of your financial hardship and this is explained in our Early Release of Superannuation Benefits due to Severe Financial Hardship factsheet.
For a financial hardship claim to be paid you will need to:
Please note that some income support payments are not eligible (e.g. Austudy and Youth Allowance).
If you are over your preservation age (the age you can access your super), you will need to confirm the following for a financial hardship claim to be paid:
For more information please read our Early Release of Superannuation Benefits due to Severe Financial Hardship factsheet or contact us.