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Give your retirement a head start with a bonus
The QSuper Income account transfer bonus is an industry-first initiative, providing an uncapped payment to eligible members who transfer their money from an Accumulation or Transition to Retirement Income account to a Retirement Income account.
More than $25.2 million has been delivered to approximately 14,500 members since the June 2016 launch. The largest transfer bonus amount received by a member was $62,900.1
When QSuper invests your superannuation, we put aside money to pay capital gains tax when assets in your investments are sold for gain.
If you decide to transfer your superannuation to a Retirement Income account, your savings move into a tax-free investment environment. This means QSuper won't pay tax on your investment earnings, including when assets are sold for gain, so if you're eligible, the money set aside for tax can be paid back into your account. This is called the Income account transfer bonus.
Another benefit of the transfer bonus is that is does not count towards your concessional contribution cap.
Your Income account transfer bonus is based on your unique investment history.
Some of the factors we take into consideration:
For more information about how the bonus is calculated, refer to the Accumulation Account Guide (pdf).
Log in to Member Online to see your Income account transfer bonus estimate.
1. Figures are as at 30 June 2019.