How does QSuper rate?

Compare super funds

How much better off are you with QSuper?

When members come first, we all win1

How does QSuper rate?

Compare super funds

How much better off are you with QSuper?

When members come first, we all win1


QSuper performance review

We're honoured to have received SuperRatings' 15-year Platinum rating.2

QSuper returns are driven by our investment approach that aims to provide consistent growth over the long term with less risk. 

Our performance

10-year annual return - Balanced option3

6.70% p.a.

As at 31 December 2023

15-year platinum performance
SuperRatings Platinum Performance rating 15 years in a row

Who can become a QSuper member

If you're a new Queensland Government employee, the spouse or child (under 25 years old) of an existing QSuper member, or starting a Lifetime Pension, you can enjoy our products.

If not, don't worry - you can still join Australian Retirement Trust.

Check out more reasons to love QSuper products, or learn more about how and why to switch super funds.

Can I join?

Fund comparison tool

Use the Chant West AppleCheck tool to do your super comparison of more than 200 super funds for features such as:

Investment performance and options

Fees and costs

Customer service


Note: Your privacy is important to us. Read our privacy policy for details on how we look after any personal information we receive.

Frequently asked questions (FAQs)

We come highly rated, so you can be sure you're getting a good deal. Both our Accumulation and Income accounts are regularly awarded the highest rating of 5 Apples by specialist research consultancy Chant West.4 And in the comparison of super fund performance, our products received a 15-year Platinum Performance rating from SuperRatings.2

You can feel confident, knowing we're focused on delivering long-term returns with a smoother ride than comparable options.

View our performance, our range of investment options, or our awards.

Super you can trust
Everything we do is to benefit our members, not shareholders.

Being profit-for-members means you can be sure we're working in members' best interests, not someone else's.

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More than $240 billion in retirement savings

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140 years’ combined experience helping members5

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2.2 million members and counting

Super you can trust. QSuper is part of Australian Retirement Trust, one of Australia's largest super funds.

Open a QSuper account

If you're eligible to join us, it only takes around 10 minutes to apply online, and you'll soon be enjoying the QSuper feeling.

Can I join?

1. Awards and ratings are subject to change and only one factor to be taken into account when deciding to invest. Past performance is not a reliable indicator of future performance. See our awards page for more details. 

2. Based on the Balanced investment option. SuperRatings Fundamentals report as at September 2023. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit for ratings information and to access the full report. © 2023 SuperRatings. All rights reserved.

3. The Australian Retirement Trust QSuper Balanced option (Accumulation account) has kept the same key features and investment strategy post-merger. Past performance is not a reliable indicator of future performance. Returns shown are based on disclosed unit prices and are compound annualised return, net of fees and tax. See unit prices for more information. See how the QSuper investment options have performed.

4. 5 Apples awarded in 2022, 2021, 2020, 2019, 2015, 2014, and 2013, and Best Fund: Investments Award received in 2020. © Zenith CW Pty Ltd ABN 20 639 121 403 (Chant West), Authorised Representative of Zenith Investment Partners Pty Ltd ABN 27 103 132 672, AFSL 226872 under AFS Representative Number 1280401, 2021. The rating and associated material is only intended for use by Australian residents within the jurisdiction of Australia, and is not permitted to be considered or used by a party outside of Australia. Chant West does not issue, sell, guarantee, or underwrite this product. For further information about the methodology used by Chant West, see Chant West has given and has not withdrawn its written consent to the inclusion on this website of the references to Chant West and the inclusion of the ratings logo or rating in the form and context in which they are included. Past performance is not a reliable indicator of future performance. Awards and ratings are only one factor when deciding how to invest your super. Many of these ratings were achieved before QSuper became part of Australian Retirement Trust on 28 February 2022. The features of this product remain the same.

5. Australian Retirement Trust was formed through the merger of QSuper and Sunsuper on 28 February 2022.