Finding the best super fund for you can give you the confidence to enjoy today by taking control of your tomorrow. When it comes to feeling better about your financial security and retirement goals, it's worth taking the time to compare the best super funds before making a choice. There's a lot to consider, including how well the fund performs, how much you'll pay in fees, and what services and benefits are available.

The best super funds focus on the long term

Your retirement savings will be built over a lifetime, so when choosing the best super fund for you, MoneySmart says not to chase last year's best-performing super fund.1 Instead, look at long-term investment returns, as they give a more complete picture of how a super fund is tracking.

An industry leader in 10-year investment performance

The Balanced investment option for our Accumulation account has produced strong returns with fewer ups and downs over the past 10 years.2

This result is driven by a unique investment approach that aims to provide market-leading growth with less risk.

8.04% p.a.

10-year annual return - Balanced option 3

 super rating 10 year performance
$320annual fee
$643annual fee

The best super funds have fair and competitive fees

Superannuation funds have different fees and they can all affect your balance now and into retirement. When deciding which super fund is best for you, make sure you take into account all the fees and costs that apply.

We're profit for members

Because we’re a profit-for-members fund, you can be assured that we’re working in your best interests, not someone else's. We also believe in keeping fees low. With QSuper, you don’t pay any transaction or switching fees.4

$0 Fixed yearly fee
$0 Investment switching fees
$0 Withdrawal fees
   

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If you decide QSuper is the best super fund for you, join half a million Australians who are already enjoying the QSuper feeling.

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The best super funds offer choice and guidance

While fees and investment returns are important considerations, it's also a good idea to see what other services and benefits are available. Depending on what's important to you, check if the fund offers flexible investment and insurance options, and access to assistance through calculators, seminars and financial advice.

 

A range of investment options

Whether you want us to manage your investments, or you want to select your own investment strategy, QSuper offers a variety of options to choose from.

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Flexible insurance

You can personalise your QSuper insurance cover to suit your needs so that you can protect your current and future financial security.6

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Tailored advice

QSuper members have access to professional financial advisers who can help them make a plan right now, to feel confident in the future.

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Compare super funds

If you'd like to see how QSuper measures up, use SuperRatings' comparison tool to see how we compare to other superannuation funds in the areas of:

  • Investment performance and options
  • Fees and charges
  • Member services
  • Insurance

The SuperRatings comparison tool is an impartial fund rating system that includes more than 200 funds.

Note: The comparison tool is maintained by SuperRatings. Currently the tool does not reflect recent changes to QSuper’s insurance cover.

Award-winning

chant west pension of the Year

Pension Fund of the Year

Our Income account has won this award five times for excellence in investments, services, fees, and more.7

QSuper awarded Money Magazine Best Balanced Super

Best Balanced super product

Our Accumulation account won Best Balanced Super Product of 2020 for our performance.8

10 year performance

10-year Platinum performance

Since 2006, our Accumulation account has received the 10-year Platinum performance rating.9

Open an account today

If you decide QSuper is the best super fund for you, join half a million Australians who are already enjoying the QSuper feeling.

Open account

1. Source: MoneySmart. Accessed 21 June 2019.
2. Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced Option only, ranked fourth. The Chant West data is based on information provided by third parties that is believed to be accurate at 30 June 2019. Returns reflected after investment fees and tax. Chant West’s Financial Services Guide is available at chantwest.com.au
3. For the financial years 2010 to 2020. Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced Option only. The return is an compound annualised return reflected after administration fees, investment fees, and tax. Disclosed/reported investment returns reflect the returns of the fund and not member returns of the investment options, as they do not take into account the timing of contributions, investment switches, or withdrawals.
4. Excludes the Self Invest option.
5. The annual fee for QSuper Balanced option comprises of the investment fee, indirect cost ratio, and admin fee (%p.a.), which are based on the fees and costs for the financial year ended 30 June 2020. The total fees and any other applicable fees are deducted daily from the unit price before the unit price is declared, and may differ from future fees and costs. The average super fund annual fee is modelled on a small ($500K) employer size and is sourced from SuperRatings Fundamentals Reports, 30 June 2020. SuperRatings does not issue, sell, guarantee, or underwrite this product. Go to superratings.com.au for details of criteria used. Past performance is not a reliable indicator of future performance.
6. Eligibility conditions apply. Refer to the Accumulation Account Insurance Guide (pdf).
7. The Chant West ratings logo is a trademark of Chant West Pty Limited and used under licence. It is only current at the date awarded by Chant West. The rating and associated material is only intended for use by Australian residents within the jurisdiction of Australia, and is not permitted to be considered or used by a party outside of Australia. Chant West does not issue, sell, guarantee, or underwrite this product. For further information about the methodology used by Chant West, see chantwest.com.au. Chant West has given and has not withdrawn its written consent to the inclusion on this website of the references to Chant West and the inclusion of the ratings logo or rating in the form and context in which they are included. Past performance is not a reliable indicator of future performance. Awards and ratings are only one factor when deciding how to invest your super.
8. Money magazine awards are solely a statement of opinion and do not represent a recommendation to purchase, hold, or sell this product, or make any other investment decisions. Ratings are subject to change. Go to moneymag.com.au for details of its ratings criteria.
9. SuperRatings does not issue, sell, guarantee, or underwrite this product. Go to superratings.com.au for details of its ratings criteria. SuperRatings Pty Ltd has given its written consent to the inclusion of each reference to SuperRatings (including its ratings logos) and the statements made by or said to be based on statements by SuperRatings in the form and context in which they are included on the QSuper website. Past performance is not a reliable indicator of future performance.