Finding the best super fund for you can give you the confidence to enjoy today by taking control of your tomorrow. When it comes to feeling better about your financial security and retirement goals, it's worth taking the time to compare the best super funds before making a choice. There's a lot to consider, including how well the fund performs, how much you'll pay in fees, and what services and benefits are available.

The best super funds focus on the long term

Your retirement savings will be built over a lifetime, so when choosing the best super fund for you, MoneySmart says not to chase last year's best-performing super fund.1 Instead, look at long-term investment returns, as they give a more complete picture of how a super fund is tracking.

An industry leader in 10-year investment performance

The Balanced investment option for our Accumulation account has produced strong returns with fewer ups and downs over the past 10 years.2

This result is driven by a unique investment approach that aims to provide market-leading growth with less risk.

9.34% p.a.

10 year annual return - Balanced option 3

Platinum performance
$475annual fee
$705annual fee

The best super funds have fair and competitive fees

Superannuation funds have different fees and they can all affect your balance now and into retirement. When deciding which super fund is best for you, make sure you take into account all the fees and costs that apply.

We're profit for members

Because we’re a profit-for-members fund, you can be assured that we’re working in your best interests, not someone else's. We also believe in keeping fees low. With QSuper you don’t pay any transaction or switching fees. 4

$0 Fixed yearly fee
$0 Investment switching fees
$0 Withdrawal fees
   

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If you decide QSuper is the best super fund for you, join half a million Australians who are already enjoying the QSuper feeling.

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The best super funds offer choice and guidance

While fees and investment returns are important considerations, it's also a good idea to see what other services and benefits are available. Depending on what's important to you, check if the fund offers flexible investment and insurance options, and access to assistance through calculators, seminars and financial advice.

 

A range of investment options

Whether you want us to manage your investments, or you want to select your own investment strategy, QSuper offers a variety of options to choose from.

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Flexible insurance

You can personalise your QSuper insurance cover to suit your needs so that you can protect your current and future financial security.6

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Tailored advice

QSuper members have access to professional financial advisers who can help them make a plan right now, to feel confident in the future.

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Compare super funds

If you'd like to see how QSuper measures up, use SuperRatings' comparison tool to see how we compare to other superannuation funds in the areas of:

  • Investment performance and options
  • Fees and charges
  • Member services
  • Insurance

The SuperRatings comparison tool is an impartial fund rating system which includes more than 200 funds.

Note: The comparison tool is maintained by SuperRatings. Currently the tool does not reflect recent changes to QSuper’s insurance cover.

When we win, our members win

Pension Fund of the Year

Awarded to the fund with the best value for money pension offering.

Best Pension Fund Manager

Awarded by Money Magazine to the Best Pension Fund Manager for 2019.

10-year Platinum performance

Since 2006, our Accumulation account has received the 10-year Platinum performance rating.

Open an account today

If you decide QSuper is the best super fund for you, join half a million Australians who are already enjoying the QSuper feeling.

Open account

1. Source: MoneySmart. Accessed 21 June 2019.
2. Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced Option only, ranked fourth. The Chant West data is based on information provided by third parties that is believed to be accurate at 30 June 2019. Returns reflected after investment fees and tax. Chant West’s Financial Services Guide is available at chantwest.com.au
3. For the financial years 2009 to 2019. Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced Option only. The return is an compound annualised return reflected after administration fees, investment fees and tax. Disclosed/reported investment returns reflect the returns of the fund and not member returns of the investment options as they do not take into account the timing of contributions, investment switches or withdrawals.
4. Excludes the Self Invest option.
5. The annual fee for QSuper Balanced options comprises of the investment fee and indirect cost ratio which are based on the fees and costs for the financial year ended 30 June 2018 and the administration fee which reduced from 0.18% to 0.16% from 1 July 2018. The total fees and any other applicable fees are deducted daily from the unit price before the unit price is declared and may differ from future fees and costs. The Average Superannuation Fund annual fee is modelled on a small ($500K) employer size and is sourced from SuperRatings Fundamentals Reports, 30 June 2018. SuperRatings does not issue, sell, guarantee, or underwrite this product. Go to superratings.com.au for details of criteria used. Past performance is not a reliable indicator of future performance.
6. Eligibility conditions apply. Refer to the Accumulation Account Insurance Guide (pdf).