Defined Benefit account members
I've secured employment with another Queensland Government employer, what happens to my insurance?
If you’re eligible to be re-employed by the Queensland Government and you’re appointed within one month of leaving, you may be eligible to continue your Defined Benefit account membership, provided you haven’t withdrawn any of your benefit from this account. The standard insurance benefits of income protection, total and permanent disability (TPD) and death cover will continue.
If you’re eligible to continue your Defined Benefit account membership, you’ll need to let your new pay office know that your contributions should be paid to your existing Defined Benefit account. You can find out more in the Defined Benefit Account Guide.
What if I don't secure employment with another Queensland Government employer?
If you leave employment with the Queensland Government, your Defined Benefit account will be closed and your benefit will be moved to an Accumulation account.
If you hold additional insurance cover in a separate Accumulation account, this cover will continue when you leave Queensland Government employment. If you don’t have additional insurance cover, you’ll automatically receive two units of standard death and TPD insurance cover when you leave Queensland Government employment. Your insurance will be subject to eligibility criteria and exclusions.
Income protection cover can’t be continued. But you can apply for income protection cover if you have a non-Queensland Government employer contribute to your QSuper account on your behalf and you meet the eligibility requirements.
You can find more information about Accumulation account insurance in the Accumulation Account Insurance Guide.
Accumulation account members
What happens to my insurance arrangements?
Your current level of death and TPD cover will continue automatically when you stop working for the Queensland Government or a related entity employer, if you meet the eligibility criteria. You can find more information in the Accumulation Account Insurance Guide.
To check your insurance arrangements you can call our Redundancy Hotline on 1300 360 740.
What about income protection?
When you stop working for a Queensland Government or related entity employer, your income protection cover will stop. However, if you have a non-Queensland Government employer contribute to QSuper for you, you can apply for income protection insurance – you’ll just need to fill out a Change of Insurance form.
There’s more information about insurance in the Accumulation Account Insurance Guide.