In a nutshell

If you want to have a say about where your super’s invested, but you don’t want to be totally hands on, Your Choice and Ready Made could be the right choice for you.

With Ready Made, there’s a range of pre-mixed options for you to choose from. Each has diversified exposure across a combination of asset classes, from growth, defensive and alternative assets.

With Your Choice, you can specify exactly how much of your super is invested in a single asset class.

Ready Made and Your Choice investment groups

Investment option Timeframe Risk
Moderate Moderate More than 3 years Low 2 out of 7
Balanced Balanced More than 5 years Medium 4 out of 7
Socially Responsible Socially Responsible More than 5 years High 6 out of 7
Aggressive Aggressive More than 10 years High 6 out of 7
Cash Cash Less than 1 year Very low 1 out of 7
Diversified Bonds Diversified Bonds More than 3 years Low 2 out of 7
International Shares International Shares More than 10 years High 6 out of 7
Australian Shares Australian Shares More than 10 years Very high
Taking the next step is easy