If you’re a short-term investor who wants to protect the value of your investment, the Cash option may be suitable for you. However you should also be aware that there will be little short-term real growth.


To match the return of the Bloomberg AusBond Bank Bill Index after fees and tax.


1 year

Suited to investors with an investment timeframe of less than 1 year.

Investment fee1

0.07% p.a.

Investment base 0.07% p.a. and an investment performance 0.00% p.a. Total investment fee 0.07% p.a. More details on fees

Investors should be aware that a negative annual return is expected less than 0.5 times in every 20 years.

Low risk
Read more about the standard risk measure.

Account 3 months2 1 year2 3 years p.a.2 5 years p.a.2 7 years p.a.2 10 years p.a.2
Accumulation 0.38% 1.61% 1.82% 2.01% 2.55% 2.95%
Income 0.45% 1.88% 2.13% 2.36% 2.99%
Asset allocation3 Ranges4
100% 100%

Cash composition

The Cash option is comprised of:

  • term deposits
  • bank bills
  • cash.

Fund managers

The fund's investments are managed by QSuper.

1. This is the estimated investment fee for the 2016/2017 financial year as at 1 July 2016, and this may differ from the future fee. Both the investment fee and an administration fee of 0.20% are deducted daily from the unit price before the unit price is declared. You may be charged additional fees for insurance and other services, but you’ll find all the information in the Product Disclosure Statement for the Accumulation Account and Income Account.
2. Past performance is not a reliable indicator of future performance. For periods of one year or less, the return is net of fees and tax. For periods greater than one year, the return is a compound annualised return, net of fees and tax.
3. These figures have been rounded for member reporting.
4. QSuper has the flexibility to invest within these predetermined ranges.