If you’re a short-term investor who wants to protect the value of your investment, the Cash option may be suitable for you. However you should also be aware that there will be little short-term real growth.


To match the return of the Bloomberg AusBond Bank Bill Index after fees and tax.


1 year

Suited to investors with an investment timeframe of less than 1 year.

Total fee1

0.22% p.a.

Total fee includes administration fees (0.16%), investment fees and indirect cost ratio.
View detailed fee breakdown

Investors should be aware that a negative annual return is expected less than 0.5 times in every 20 years.

Low risk
Read more about the standard risk measure.

As at 30 June 2019

Account 3 months2 1 year2 3 years p.a.2 5 years p.a.2 7 years p.a.2 10 years p.a.2
Accumulation 0.40% 1.69% 1.59% 1.73% 1.89% 2.49%
Income 0.47% 1.99% 1.87% 2.03% 2.22%
Asset allocation3 Ranges4
100% 100%

Cash composition

The Cash option is comprised of:

  • term deposits
  • bank bills
  • cash.

Fund managers

The fund's investments are managed by QSuper.

1. This figure comprises of the investment fee and indirect cost ratio which are based on the fees and costs for the financial year ended 30 June 2019 and the administration fee. The total fees and any other applicable fees are deducted daily from the unit price before the unit price is declared and may differ from future fees and costs.
2. Past performance is not a reliable indicator of future performance. For periods of one year or less, the return is net of fees and tax. For periods greater than one year, the return is a compound annualised return, net of fees and tax.
3. These figures have been rounded for member reporting.
4. QSuper has the flexibility to invest within these predetermined ranges.