How do I pay for my insurance cover?

Here at QSuper, we recognise that superannuation makes up just one part of your overall financial picture. Another very important part of this picture is insurance and, as a QSuper member, you have access to our various insurance options – all designed to provide you with security and peace of mind throughout your life, and vital support if you ever need to call on it. 

Eligible members are provided with death and total and permanent disability (TPD) cover automatically, and many also get automatic income protection cover (and those that don't get it automatically can often apply for it). 

In terms of payment, you don't need to make any arrangements - it's all deducted from your Accumulation account monthly in arrears. Just make sure you have enough money to cover the premiums. Please keep in mind that if you have a Defined Benefit, State or Police account and want to buy extra cover, you will need to contribute to an Accumulation account to pay your premiums, but we'll open that for you if you don't have one.

Please note this information is a general summary only. Please refer to our Accumulation Account Insurance Guide for further information on terms, conditions and eligibility.