Changing your cover

Flexible cover you can personalise to your needs

QSuper insurance is designed to be flexible. After you join, you can tailor your income protection insurance, total and permanent disability (TPD) cover, or death cover to suit you.

 

Income protection

You can change:

  • How much you're insured for (up to set limits)
  • How long before you receive payments (your waiting period)1
  • How long you'll be paid (your benefit period)1
  • How much you pay based on your current job (occupational rating)
Find out more about income protection insurance.
 

Total and permanent disability (TPD) cover

You can change:

  • How much you're insured for (up to set limits)
  • How much you pay based on your current job (occupational rating)
  • Whether your cover is 'fixed' so the dollar amount doesn't change unless you request it.
Find out more about TPD cover.
 

Death cover

You can change:

  • How much you're insured for (up to set limits)
  • How much you pay based on your current job (occupational rating)
  • Whether your cover is 'fixed' so the dollar amount doesn't change unless you request it.
Find out more about death cover.

How to change your cover

You can easily personalise your insurance cover by logging into Member Online.

Change your cover

What else to consider

How to cancel your cover

If you feel that any of our insurance options are not right for your circumstances, you have the option to cancel any or all of them at any time.

Cancel your cover

For more information

Read the Accumulation Account Insurance Guide (pdf) for more information about the different ways you can personalise your insurance cover.



1. Excluding Queensland Police Officers