Australia's best performing super funds

How QSuper compares to other top super products

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When members come first, we all win1

Australia's best performing super funds

How QSuper compares to other top super funds

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When members come first, we all win1

Finding a super fund that tops the charts when it comes to investment returns can give you peace of mind both before and after retirement, but lists of the top 10 super funds can vary depending on the timeframe or source used. Here's what to consider when comparing the top super funds.

What to look for in the best super fund

When looking for the best superannuation fund in Australia, you should be looking for the product that can offer you the best mix of:

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Stronger performance

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Lower fees and costs

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Insurance through super

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Investment options

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Customer service.

Performance

The best super funds focus on strong returns

Your retirement savings are the investment of a lifetime, so ASIC's MoneySmart says to compare super funds' performance over at least 5 years. How a top super fund performed last year doesn't guarantee their future results.

That's why we focus on delivering strong long-term returns for our members. We're honoured to have received SuperRatings' Smooth Ride award for our Balanced option delivering strong performance while smoothing the ups and downs of the market,2 and their 15-year Platinum rating.3

Our performance

10-year annual return - Balanced option4

7.79% p.a.

As at 30 June 2022

Super rating award logo

15-year platinum performance
SuperRatings Platinum Performance rating 15 years

The best super funds offer choice and guidance

While fees and investment returns are important considerations, it's also a good idea to see what other services and benefits are available. Depending on what's important to you, check if the fund offers flexible investment and insurance options, and access to assistance through calculators, seminars and financial advice.

A range of investment options

Whether you want us to manage your investments, or you want to select your own investment strategy, we offer a variety of options to choose from.

Find out more

Flexible insurance

You can personalise your QSuper insurance (if eligible) to suit your needs so that you can protect your current and future financial security.

Find out more

Financial advice

QSuper members have access to professional financial advisers who can help them make a plan now and feel confident in their future.

Find out more

The best super funds make it easy

Manage your super your way, with our mobile app and Member Online for desktop. Our tools are simple and secure, so keeping your super on track is not a hassle.

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Compare super products

Now that you know what to look for, you can use this comparison tool to see how QSuper stacks up against more than 200 other superannuation products.

Note: This super fund comparison tool is maintained by SuperRatings. This tool is updated quarterly and may not reflect very recent product changes.
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1. Most of these awards were received before QSuper became part of Australian Retirement Trust on 28 February 2022. The QSuper products that received these awards have kept the same key features post-merger.
Money magazine awards are solely a statement of opinion and do not represent a recommendation to purchase, hold, or sell this product, or make any other investment decisions. Ratings are subject to change. Past performance is not a reliable indicator of future performance. Go to
moneymag.com.au for details of its ratings criteria.
SuperRatings rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit
superratings.com.au for ratings information and to access the full report. © 2022 SuperRatings. All rights reserved.
Chant West award: © Zenith CW Pty Ltd ABN 20 639 121 403 (Chant West), Authorised Representative of Zenith Investment Partners Pty Ltd ABN 27 103 132 672, AFSL 226872/AFS Rep No. 1280401. Chant West Awards issued 2022 and determined using proprietary methodologies based on data from third parties and subject to copyright. Chant West does not accept any liability arising from use of its awards. Awards are solely statements of opinion and do not represent recommendations to purchase, hold or sell product(s) or make any other investment decisions. To the extent the awards constitute advice, it is general advice only without taking into consideration the objectives, financial situation or needs, including target markets of financial products. You should consider your personal circumstances, read the PDS or offer document and seek independent financial advice before making investment decisions. Past performance is not an indication of future performance. Awards are current for 12 months from the date awarded and subject to change at any time. Go to www.chantwest.com.au for full information on Chant West's research methodology, processes, ratings definitions and Financial Services Guide. 2. Winner of SuperRatings’ Smooth Ride 2022 award. The Smooth Ride 2022 award was based on the investment results of the Balanced investment option for the QSuper Accumulation and Income accounts before QSuper became part of Australian Retirement Trust on 28 February 2022. The QSuper products that received these awards have kept the same key features post-merger. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. ©2022 SuperRatings. All rights reserved.

3. The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. ©2022 SuperRatings. All rights reserved. This award was received before QSuper became part of Australian Retirement Trust on 28 February 2022. The QSuper products that received these awards have kept the same key features post-merger.

4. Past performance may not be a reliable indicator of future performance. The QSuper Accumulation account, Balanced Option only. The return is an compound annualised return reflected after fees and costs, and tax. Disclosed/reported investment returns reflect the returns of the investment option and not individual members, as they do not take into account the timing of contributions, investment switches, or withdrawals.