Super is there to help provide you with financial security when you stop working, so it makes sense to choose a top performing super fund. Finding a superannuation fund that tops the charts when it comes to investment returns can give you peace of mind both before and after retirement, but lists of 'Top 10 super funds' can vary depending on the timeframe or source used. Here's what to consider when comparing the top super funds.

Top performing super funds focus on the long term

Your retirement savings will be built over a lifetime, so when choosing a super fund, MoneySmart says not to chase last year's top performer.1 Instead, when comparing top 10 super funds, look at long-term investment returns, as they may give a more complete picture of how a super fund is tracking.2

An industry leader in 10-year investment performance

The Balanced investment option for our Accumulation account has produced strong returns with fewer ups and downs over the past 10 years.3

8.04% p.a.

10-year annual return - Balanced option 4

Platinum performance
$320annual fee
$643annual fee
Top performing super funds offer value for money

How much you'll pay in fees is another factor that will impact how much money you'll have when you retire. When comparing the top 10 super funds, consider whether they offer value for money when delivering quality investment outcomes.

Lower fees to maximise your returns

QSuper members can feel confident they are getting great value for money, in addition to strong performance. Our administration and investment management fees are among the lowest of any super fund in Australia.5

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Top performing super funds have satisfied members

Members of top performing super funds are confident with how their super is tracking, and recommend their chosen super brand to others.

#1 in member satisfaction

Our members feel satisfied with their investment returns – which is why QSuper is rated the number #1 fund for member satisfaction with financial performance.7

QSuper
 
Unisuper
 
AustralianSuper
 
First State Super
 
Cbus
 
Colonial First State
 
HESTA
 
HOSTPLUS
 
OnePath
 
MLC
 
Sunsuper
 
BT
 
REST Super
 
AMP
 
 
 
 
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Compare super funds

When choosing a super fund, it's important to consider other factors including what services and benefits are on offer, along with investment performance and fees. You can use SuperRatings' comparison tool to see how QSuper compares to other superannuation funds in the areas of:

  • Fees and charges
  • Investment performance and options
  • Insurance
  • Member services.

This comparison tool is run by research provider SuperRatings and includes more than 200 funds.

Note: The comparison tool is maintained by SuperRatings. Currently the tool does not reflect recent changes to QSuper’s insurance cover.

Award-winning

Super Ratings Fund of the Year 2021

Fund of the Year

We offer our members the best value for money in the country.9

chant west pension of the Year

Pension Fund of the Year

Our Income account has won this award five times for excellence in investments, services, fees, and more.8

10 year performance

10-year Platinum performance

Since 2006, our Accumulation account has received the 10-year Platinum performance rating.9

Open an account today

Join half a million Australians who are already enjoying the QSuper feeling.

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1. Source: MoneySmart. Accessed 21 June 2019.
2. Past performance is not a reliable indicator of future performance.
3. SuperRatings Fund Crediting Rate Survey, June 2020. SR50 Balanced Index (60-76). Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced option only, ranked eight over ten years to 30 June 2020. Based on cumulative returns compounded annually after fees and taxes excluding fixed administration, contribution, switching fees and insurance premiums. SuperRatings does not issue, sell, guarantee, or underwrite this product. Ratings, awards or investment returns are only one factor that you should consider when deciding how to invest your super. Go to www.superratings.com.au for details of its ratings criteria.
4. For the financial years 2010 to 2020. Past performance may not be a reliable indicator of future performance. QSuper’s Accumulation account, Balanced Option only. The return is an compound annualised return reflected after administration fees, investment fees, and tax. Disclosed/reported investment returns reflect the returns of the fund and not member returns of the investment options, as they do not take into account the timing of contributions, investment switches, or withdrawals.
5. Chant West Super Fund Fee Survey, March 2019. The Chant West data is based on information provided by third parties that is believed to be accurate. Chant West does not issue, sell, guarantee, or underwrite this product. The findings are based on account balances of $25,000 and $50,000. Only administration and investment fees and costs are covered. Fees are gross of income tax. Go to chantwest.com.au for further information about the methodology used and Chant West’s Financial Services Guide. For the QSuper Investment options: Lifetime option Focus 1, Aggressive, Growth and Moderate.
6. The annual fee for QSuper Balanced option comprises of the investment fee, indirect cost ratio, and admin fee (%p.a.), which are based on the fees and costs for the financial year ended 30 June 2020. The total fees and any other applicable fees are deducted daily from the unit price before the unit price is declared, and may differ from future fees and costs. The average super fund annual fee is modelled on a small ($500K) employer size and is sourced from SuperRatings Fundamentals Reports, 30 June 2020. SuperRatings does not issue, sell, guarantee, or underwrite this product. Go to superratings.com.au for details of criteria used. Past performance is not a reliable indicator of future performance.
7. Roy Morgan, Superannuation Satisfaction: Satisfaction with Financial Performance of Superannuation in Australia. 6 months to April 2020, n=5,532, Base: Australians aged 14+ with work based or personal superannuation. 14 largest super funds based on customer numbers.
8. The Chant West ratings logo is a trademark of Chant West Pty Limited and used under licence. It is only current at the date awarded by Chant West. The rating and associated material is only intended for use by Australian residents within the jurisdiction of Australia, and is not permitted to be considered or used by a party outside of Australia. Chant West does not issue, sell, guarantee, or underwrite this product. For further information about the methodology used by Chant West, see chantwest.com.au. Chant West has given and has not withdrawn its written consent to the inclusion on this website of the references to Chant West and the inclusion of the ratings logo or rating in the form and context in which they are included. Past performance is not a reliable indicator of future performance. Awards and ratings are only one factor when deciding how to invest your super.
9. SuperRatings does not issue, sell, guarantee, or underwrite this product. Go to superratings.com.au for details of its ratings criteria. SuperRatings Pty Ltd has given its written consent to the inclusion of each reference to SuperRatings (including its ratings logos) and the statements made by or said to be based on statements by SuperRatings in the form and context in which they are included on the QSuper website. Past performance is not a reliable indicator of future performance.