$17.8 billion in lost super - is some of it yours?

Is any of the $17.8 billion in lost and unclaimed super across Australia yours? Find out how to check, and how to get it back.

According to the most recent figures from the Australian Tax Office (ATO), there was $17.8 billion total lost (fund-held) and ATO-held super as of 30 June 2024 for just over 7.1 million accounts.¹

Finding lost or unclaimed super is easy and can be done in minutes.

1. Who has lost or unclaimed super?

If you have ever changed your name, address, job or lived overseas, you may have unintentionally lost track of some of your super.

Super can be lost when your super fund can no longer contact you (lost and uncontactable) or if your account is inactive.

3. Why finding your lost super matters

Having several super accounts can mean paying fees and potentially insurance premiums from each account, which over time can chip away at your balance. 

The ATO says 4 million² Australians have two or more super accounts.

4. Put your lost super to work

The sooner you find any lost super you may have, the sooner you may be able to get your money working harder for you.

Consolidating or combining your super, including any lost super, means moving all your super into one account.

Benefits of putting all your super in one account include:

• paying fewer fees
• reducing paperwork
• being able to better keep track of your super
• avoiding excess insurance premiums.

Before you consolidate your super, please consider if the timing is right and if you will lose access to benefits such as insurance or pension options, or if there are tax implications.

Start your search

Look for lost or unclaimed super through Member Online.

1. Australian Taxation Office release 17 September 2024, Total lost (fund-held) and ATO-held super, accessed 5 November 2024.
2. ATO, Trend toward single accounts, 17 September 2024, accessed 5 November 2024.