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All Articles News Superannuation Retirement Finances Investments Community Wellbeing
News Hub Superannuation

Change to QSuper annual statements

News Superannuation
25 October 2022 5 min read

Some information on the most recent annual statement for QSuper Defined Benefit account holders has changed. Here’s why.

Your annual statement, or QSuper Member Benefit Statement (MBS), is sent to you each year and is an important record of your super account that includes information such as your balance, insurance cover, beneficiaries and retirement estimate.

For QSuper Defined Benefit account holders, some information on your most recent annual statement was a little different to previous years.

What is different

The changes include the display of future salaries and the use of those salaries for retirement estimate purposes.

Before this year, the QSuper statement for Defined Benefit account holders showed both your salary for the financial year just finished as well as your salary for the new financial year. It showed retirement estimates based on these salaries.

This year, we decided to no longer display Defined Benefit account holders’ salary for the new financial year. This decision was made to ensure accuracy of the statement. Each year at the date the statement is printed, some employers have yet to finalise and advise new financial year salaries for their staff.

However, you can still easily check your current retirement estimate.

See your projections

To see the latest estimate of your benefits, or a projection of how much you may get when you retire, you can log in to Member Online at any time.

The estimates and projections in Member Online take into account the latest 1 July salary reported by your employer.

It’s important to note that this change does not impact current or future defined benefit entitlements for you in any way.

Find out more

There are a number of ways you can find out more information. You can:

  • Learn how your defined benefit is calculated
  • Read this article on what to look for on your Defined Benefit account statement
  • Register for a ‘Defined Benefit explained’ online seminar.
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We’re here to help

If you have any questions at all, you can also call our member services team on 1300 360 750.


This information and all QSuper products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Any reference to "QSuper" is a reference to the Government Division of Australian Retirement Trust. This is general information only, so it does not take into account your personal objectives, financial situation, or needs. You should consider whether the product is right for you by reading the relevant product disclosure statement (PDS). The PDS and Target Market Determination for QSuper products are available at qsuper.qld.gov.au or call us on 1300 360 750 to request a copy. Where necessary, consider seeking professional advice tailored to your individual circumstances.

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The information on this website contains general information only. It doesn’t consider your personal objectives, financial situation, or needs. Before making any decisions about QSuper, you should read the relevant Product Disclosure Statement (PDS) and Target Market Determinations (TMD) to consider whether the product is right for you.