About Australian Retirement Trust

QSuper and Sunsuper will soon be coming together to form a bigger, better fund for the benefit of our members: Australian Retirement Trust.

Who is Australian Retirement Trust?

Australian Retirement Trust will be the super fund formed through the merger of QSuper and Sunsuper. We’ll be one of Australia’s largest super funds, proud to take care of over $200 billion in retirement savings for more than two million members. As a fund that works for members, not shareholders, we’ll work in members’ best interests and commit to returning profits to them as lower fees and better services.

Whether our members are starting out their working life, already retired, or somewhere in between, we’ll guide them to help ensure they’re secure, confident and protected. We’ll leverage our size and scale to be a force for good to make our members’ world better.

What will happen to QSuper?

Following the merger, all QSuper and Sunsuper members will become a part of Australian Retirement Trust and all Australians will be able to join.

The QSuper brand will continue, as a part of Australian Retirement Trust, dedicated to providing superannuation products and services to existing members as well as new Queensland Government employees and their families.¹

If I’m a QSuper member, will I still have a QSuper account?

Yes. You’ll continue to see the QSuper brand and will continue to enjoy the same products and services you know and trust. Including:

• Investment expertise delivered via award-winning products.²
• A focus on delivering strong long-term returns.
• Fees that are among the lowest in the country.³
• Professional financial advice about your super account for no additional cost.⁴
• Easy account management 24/7, through Member Online and the QSuper app.
• The latest super and investment information and education through our website articles, newsletters, calculators, webinars, videos, and podcasts.

Why was the name Australian Retirement Trust chosen?

The name Australian Retirement Trust is a straightforward statement about who we are, why we exist and what we do.

• Australian – we’ll be open to and inclusive of all Australians no matter where they live or what industry they work in.
• Retirement – we’ll guide our members to and through retirement to help ensure they’re secure, confident and protected.
• Trust – as a fund that works for members, not shareholders, our members can know that we’ll work in their best interests. 

When is the merger happening?

The merger remains subject to a range of conditions, including regulatory, legislative and final board approvals. It is on track to be completed on 28 February 2022.

In the meantime, there’s nothing you need to do. We’ll continue to update you as our plans progress to become part of Australian Retirement Trust.

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1. Further information on member eligibility conditions for the QSuper part of Australian Retirement Trust will be set out in the Significant Event Notice that will be sent to all QSuper members in January 2022.
2. Visit qsuper.qld.gov.au/awards for details.
3. Chant West Super Fund Fee Survey, June 2021. The Chant West data is based on information provided by third parties that is believed to be accurate. Chant West does not issue, sell, guarantee, or underwrite this product. The findings are based on account balances of $25,000 and $50,000. Only administration and investment fees and costs are covered. Fees are gross of income tax. Go to chantwest.com.au for further information about the methodology used and Chant West’s Financial Services Guide. For the QSuper Investment options: Lifetime option Focus 1, Aggressive, Balanced and Moderate.
4. QInvest Limited (ABN 35 063 511 580, AFSL 238274) is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide (pdf) for more information.