Your choice for your best retirement

Your retirement is unique to you, so it makes sense for you to be in control of what your retirement lifestyle will look like.

Whether you are close to retirement or about to retire, careful planning can ensure you can approach your life after work with security and confidence.

When the time comes for you to enjoy life after work, it is possible to turn your superannuation into an income. QSuper has a number of award-winning retirement products. 

Working out the retirement numbers

In the lead-up to retirement, you can think about your short-term and long-term retirement goals.

Setting goals and knowing your numbers could help give you an indication of how you are tracking for the retirement you want and how much super you need to retire.

You could also use our super and retirement planning calculators to estimate out how much money you might need in retirement, how much you’re on track to end up with, and how long your super might last. You might also like to check out some of our helpful videos, podcasts, and learning modules.

Getting retirement ready

As you get closer to retirement, it is important to us that you feel empowered to make informed decisions that support your personal circumstances.

For peace of mind and professional guidance to help you make confident choices, financial advisers are just a call or a few clicks away for our members, so you can make a plan to maximise your retirement savings.¹

Often there may be things you can do to maximise your savings before retiring, so you might like to consider strategies to enjoy the tax benefits of super both before and during your retirement.

You may also like to access our retirement planning and financial wellbeing seminars, which suggest strategies to help you start planning now.

Enjoy your retirement

It is possible to turn your super into an income stream. We have a number of retirement products that are designed to be used together or individually, in order to tailor an income stream to suit a person’s lifestyle in retirement.

Your retirement, your choice

Your retirement is unique, so you are able to use our products to suit your individual needs as your life changes.

You may decide to ease into retirement gradually with part-time work or use your last years in the workforce to build you super balance.

Our transition to retirement strategy offers flexibility by providing an income stream while you are still working.

When you reach the age you can access your super and retire, you might like to consider one of our award-winning retirement products.

Our Retirement Income account and Lifetime Pension products are designed to work together, which might help to build a retirement income stream to meet your needs. These products provide complementing features, which might help to create a retirement solution that is unique to you, and might also have added Age Pension benefits (if applicable).

Our Retirement Income account is an account-based pension that turns super into regular income payments and offers several tax benefits. Members have the ability to make withdrawals when they need to, and it gives them the flexibility and confidence to enjoy the life they want after work.

Our industry-leading Lifetime Pension product is designed to provide peace of mind knowing you’ll receive tax-free fortnightly payments for the rest of your life and for the life of your spouse, if applicable, provided eligibility and conditions are met.

You may even be eligible for a potential uncapped retirement bonus when you move from an Accumulation account or Transition to Retirement Income account to either of these products. Eligibility and conditions apply.

We’re here to help

If you’re thinking about retirement or planning for it, we could talk you through your options.

Please call 1300 360 750

1. Deciding what is best for you will depend on your personal circumstances and you may want to seek personal financial advice to get the most from your superannuation. You can find out more about financial advice options at qsuper.qld.gov.au/advice