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Ways you may be able to claim your super before you retire
While super is designed to support you when you reach a certain age and retire, there are some circumstances where you may be able to access it early.
You may be able to access your super early if you're facing financial hardship.
You may be able to withdraw some of your super to pay for things like funeral or medical expenses.
If you’ve suffered a permanent disability that makes you unable to work again, you may be able to access a permanent disability benefit.
If you are diagnosed with a terminal illness, you may be able to access a terminal illness benefit.
First home buyers can make contributions to their super, then withdraw the contributions for a deposit to buy or build a home.
If you moved to Australia as a temporary resident, you may be able to access your super when you leave.
If you need to access your super early, we'll ask for a valid form of identity (ID). Your protection is our top priority, so we need to be sure it's really you who's asking for your super.
Each option for accessing your super early allows you to withdraw a different amount for a different reason, subject to the relevant eligibility criteria.
Withdrawing your super before you retire is a serious decision, so you may wish to seek financial advice.