A focus on strong performance
SuperRatings' Pension of the Year 4 years in a row4
The Annual Investment Update connects senior members of our investment team to the people who matter most to QSuper: you. At forums across the state this year, the investment team told members that QSuper’s unconventional “risk-balanced” strategy has continued to be effective.
Each year, QSuper’s Investment team travel across Queensland to meet with QSuper members.
More than 3300 members attended 21 events throughout the state to hear from the investment team about the performance of your superannuation investments and the investment strategy underlying that performance.
Members heard how QSuper’s Balanced option, which reflects QSuper’s unique investment philosophy, has performed over 10 years, with the objective to deliver consistent results.
QSuper CEO Michael Pennisi said: “At QSuper, we see the value of our members being engaged in their retirement plans. The Annual Investor Updates are an important tool to help members understand what we are doing on their behalf and to engage with the investment team making the decisions. They are a highlight of the QSuper calendar and a chance we welcome to engage with members from Cairns to Coolangatta.”
The Annual Investment Update is a forum to bring you and your fund together.
Engaging with members face-to-face grounds the work of our investment team. As a profit-for-member fund, our members are our focus, which is why we come to you.
For members invested in the Accumulation account Balanced option, QSuper has returned an average of 11.1% over the past 12 months to 30 September, and 8.6% per year since 2009.1
The principles and behaviours baked into the way QSuper invests mean the Balanced option’s returns aim to be fairly evenly sourced across asset classes and do not rely on a one-trick pony, or single asset class, to produce returns.
QSuper’s balance of investments in the Balanced option extends to unlisted infrastructure, real estate and private equity, and by configuring traditional government bonds to be high return seeking assets.
In other words, our Balanced option is truly diversified aiming to achieve an even spread of risks and return.
Traditional 'balanced' option
Asset class contributions to total volatility
Diversified - QSuper's Balanced option
• Low duration bonds
• Real estate
Source: SuperRatings, QSuper. As at 30 June 2019. The asset allocation in this chart is for the QSuper Balanced option and SuperRatings SR50 Balanced (60-76) Index median fund. SuperRatings does not issue, sell, guarantee or underwrite this product.
QSuper Chief Investment Officer Charles Woodhouse told members the risk-balance in the Balanced option is aimed at providing consistent returns, consistently.
He said the aim was to perform well each year as well as over the long haul for members.
“When equities shoot the lights out, we’ll finish a little behind others. But equities rarely shoot the lights out every year and so we believe our Balanced option is going to be a place-getter most years,” he said.
Find out more about QSuper’s investment strategy in action.
As well as investment outcomes, members at the 21 investment update forums discussed industry news such as the outcomes of the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry and the impact of changes such as downsizer contributions.
Members asked questions on economic climate to cryptocurrency to climate change.
Find out the answers to members’ questions.
Get more hands on with your super to feel more confident about tomorrow. Here’s what you can do today:
Manage your money online
Log in to Member Online to review your investments.
Run your retirement numbers
Find out how ready you are for retirement, or what you may need in order to retire with our online calculators.
Get all your money working harder for you
As a QSuper member you have access to financial advice from QInvest.2 Book a financial advice appointment or call 1800 643 893.
1. Past performance is not a reliable indicator of future performance. Figures are net of fees and taxes.
2. For Income and Accumulation account members who receive personal financial advice from QInvest, the QSuper Board may pay for some or all the advice fee for advice related to your QSuper benefit. Eligibility conditions apply. Refer to the Financial Services Guide for more information.
3. The opinions expressed and those providing comments are theirs alone, and do not necessarily reflect the opinions of the QSuper Board. No responsibility is taken for the accuracy of any of the information supplied and you should seek advice for your circumstances.
Find out more about the QSuper Annual Investment Update 2019
QSuper names Charles Woodhouse as Chief Investment Officer
Find out more about QSuper’s investment in Heathrow Airport.
Share market performance and your retirement