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Depending on the amount of super you have, and the value of any other assets you own, there’s a good chance you’d be happy to have a little bit more to live off in retirement. One simple way to gain a few dollars back here and there is through concessions or discounts.
All states and territories offer seniors cards to eligible residents, providing a range of concessions and discounts. As most of our members live in Queensland, in this article we’ll focus just on the Queensland cards available. There are three types of cards available through the Queensland Government, which are listed below. Please note that the concessions listed are subject to eligibility criteria, so ensure that you check the criteria on the Queensland Government website.
This card offers the following benefits:
Access reduced rates on accommodation, food and drink, home and professional services, as well as recreational, shopping and travel. Visit the online discount directory to search for discounts available.
This is a phone-shopping service to help seniors get discounts on electrical goods, motor vehicles, furniture, pools, cameras and more. For more details, take a look at the Senior Shopper website
This card is essentially a 2-in-1, combining a Seniors Card with a go card. So as well as offering all of the same benefits as those listed above, including all the Queensland Government concessions, discounts at businesses and access to the Senior Shopper service, the go card component provides subsidised fares on public transport in South East Queensland. If you already have a Seniors Card, you can upgrade to the Seniors Card +go for free.
If can’t get the Seniors Card or Seniors Card +go, you may still be eligible for the Seniors Business Discount Card, which offers discounts at businesses and access to the Senior Shopper service.
To get a Seniors Card, Seniors Card +go or a Seniors Business Discount Card, you must:
To be eligible for a Seniors Business Discount Card, you just need to be 60 years or older.
For more information on the types of cards available, as well as their benefits, eligibility requirements and how to apply, visit the Queensland Government website
The Commonwealth Government also offers a range of concession cards for eligible Australian residents, including seniors. These include the Commonwealth Seniors Health Card and Pensioner Concession Card, along with various concession cards from the Department of Veterans’ Affairs. More information on these can be found on the Department of Human Services website. So take a look at the concession cards available to see if you’re eligible. You’ve got nothing to lose, and might even end up with more money to spend on yourself in retirement.
1. Queensland Government website, https://www.qld.gov.au/community/cost-of-living-support/concessions/energy-concessions/electricity-gas-rebates, accessed 3 April 2020
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