With so many super funds out there, it's worth making sure you're with the right one to meet your needs. If it's been a while since you last compared your options, find out how you can get your super working harder for you.

Can you change your super fund?

Usually, yes. For most workers in Australia, you can change your super fund when it suits you, so you don't have to stay with the super fund your employer uses.

However, a few industries require your employer to pay your super contributions to a particular super fund. If that's the case, you can still transfer (rollover) all or most of those contributions to another super fund.

Why change super funds?

If you're not with the right super fund for you, changing super funds can mean more financial security now and more to enjoy in retirement.

Switching could be a good idea if you find a super fund with:

Compare your options

We offer some of the lowest administration fees and aim to provide strong long-term performance. See how much better off you could be with QSuper.

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How to change super funds

If you decide that QSuper is the right super fund for you, it only takes a few minutes to change super funds online.

Not a QSuper member? Join online

Anyone can join and enjoy the QSuper feeling. It only takes 5 minutes to join online.

If you already have a QSuper account, but you and your employer haven't contributed to it in a while, then you don't need to join again - simply move on to steps 2 and 3.

Transfer your super

If you know the details of your other super fund, it's easy to transfer your super to your QSuper account in Member Online.

If you don't know where your other super is, visit myGov to search for your other super with the ATO.

Let your employer know

There are a few ways you can ask your employer to make contributions to your QSuper account.

You can send an email using the QSuper app, use your employer's form, or download a form pre-filled with your QSuper details.

Other things to consider

  • Make sure there are no fees or tax implications for leaving your current super fund, and you won't be without insurance during the switch to your new fund.
  • If you're currently on claim through the insurance included with your super account, you can still switch super funds, but you may need to ask your super fund or your financial adviser about whether to leave some money with that fund to ensure you remain covered in the future.
  • If you have a Defined Benefit account with us, it's worth remembering that this account has a number of pension options and other benefits that most other super funds cannot match. You may want to get financial advice about whether you'd be better off with your defined benefit or an accumulation type super fund.

Switch to QSuper

It's easy to make us your super fund. Change super funds today, and start enjoying the QSuper feeling. If you're already a member, log in to Member Online.

Join now