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Most Australians are able to choose the fund that their super is paid into. As an employer, you need to nominate a default fund for those eligible employees who don’t make a choice.
You also need to:
You can find out more about your obligations at the ATO website.
Your default fund needs to be a complying super fund under the Superannuation Industry (Supervision) Act 1993. That means it needs to have a MySuper Authorised product with a minimum standard of life insurance cover.
Our default investment option for Accumulation accounts is an investment option called Lifetime.
The great thing about Lifetime is that it uses a lifecycle investment approach so that members who choose this option are placed in one the eight investment groups, which has an investment strategy linked to the member’s age and Lifetime balance. Twice a year (in May and November) we’ll reassess the member’s situation, and move the member into another Lifetime investment group if things have changed.
To learn more about having QSuper as your default super fund, get in touch with our Employer Solutions team today and they’ll walk you through the process.
Or you can provide your details below we’ll get in touch with more information: