Yes, absolutely. Some employees claim WorkCover benefits until their payment starts to reduce. Then, they cancel further WorkCover payments and claim the QSuper superannuation income protection benefit. That way they’ll continue receiving 87.75% of their insured salary (or their nominated payment level if they have unitised cover).
Before this can happen, the employee needs to have completed their relevant waiting period.
The employer must:
- approve the extended leave
- determine the account type (such as Defined Benefit account, Accumulation account or State account)
- complete Part B of the Income protection benefit claim form (PDF), detach it from Part A, and forward it to us. This form is in the back of the Income Protection Benefit Guide.