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For Queensland Government employers
If your employee passes away, or becomes permanently disabled, Death and TPD insurance may provide them, or their family, with a lump sum payment.
Income protection insurance may provide your employees with an income for a period of time if they’re temporarily unable to work in their current job because of illness or injury.
If an employee is injured or ill, but is able to work reduced hours or duties while they recover, a graduated return to work benefit can help.