What is net wealth?

It’s a bit like your own personal balance sheet – the difference between your assets and your liabilities. And with the help of this calculator, you’ll be able to work it all out. It’s a useful tool when you’re reviewing your current investments and considering how they’re helping to achieve your retirement goals.

You can work out what your net wealth is now, document what it was at a point in time in the past, or predict what it might be in the future.


This calculator will work out your net wealth based on the assets and liabilities you enter. You can use the three columns to estimate how your net wealth may change over time, although the calculator doesn’t make any adjustment for inflation.

The calculator doesn’t replace personal financial advice and you should seek specific professional advice prior to acting on any information. We also recommend you read our disclaimer.