• Personal
  • Employers
  • Advisers
  • Calculators & forms
  • News Hub
  • Contact us
QSuper QSuper
  • Products
    • Why QSuper
    • Investment options
    • Fees
    • Financial advice
    • Compare us
    • Insurance
    • Account types
      • Accumulation account
      • Retirement Income account
      • Transition to Retirement Income account
      Why QSuper?

      #1 fund for weathering market ups and downs3

      More reasons to join
  • Super
    • Grow your super
      • Salary sacrifice
      • Super co-contribution
      • Voluntary contributions
      • Spouse contributions
      • Contribution caps
      • Tax deductions
    • Consolidate your super
    • Find your lost super
    • Changing jobs
    • Nominate beneficiaries
    • Early access
    • Seminars
  • Retirement
    • Why retire with QSuper
    • How much super do you need to retire
    • Retirement planning
      • Make your super last in retirement
      • The Age Pension and Super
    • Retirement Income account
    • Access your super
      • When can you access your super
      • Withdraw your super
    • Transition to retirement strategy
    • Seminars
      Award winning

      SuperRatings' Pension of the Year three years in a row4

      Find out more
  • Investments
    • Investment options
      • Lifetime
      • Moderate
      • Balanced
      • Socially Responsible
      • Aggressive
      • Cash
      • Diversified Bonds
      • Australian Shares
      • International Shares
      • Self Invest
    • Performance
      • Overview
      • Graphs
      • Unit prices
    • Compare options
    • Change your investment options
  • Insurance
    • Insurance options
      • Income protection
      • Total & permanent disability cover
      • Death cover
    • How much insurance cover do you need
    • Change or cancel your insurance
    • Make an insurance claim
  • Advice
  • Calculators & forms
  • News Hub
  • Contact us
Join
  • Call
Join Log In - Open navigation
Member Online

Forgot username?
Forgot password?
Register
 
Upcoming outage

Due to required maintenance, QSuper Member Online will be unavailable from 9pm Friday, 22nd January to 9am Saturday, 23rd January 2021. We apologise for any inconvenience caused.

Navigation

QSuper
  • Personal
  • Employers
  • Advisers
  • Search
  • Join Log In
  • Products Expand
    • Why QSuper
    • Investment options
    • Insurance
    • Fees
    • Financial advice
    • Account types Expand
      • Accumulation account
      • Retirement Income account
      • Transition to Retirement Income account
    • Compare us
  • Super Expand
    • Consolidate your super
    • Grow your super Expand
      • Salary sacrifice
      • Super co-contribution
      • Voluntary contributions
      • Spouse contributions
      • Contribution caps
      • Tax deductions
    • Find your lost super
    • Changing jobs
    • Nominate beneficiaries
    • Early access
    • Seminars
  • Retirement Expand
    • Why retire with QSuper
    • How much super do you need to retire
    • Retirement planning Expand
      • Make your super last in retirement
      • The Age Pension and Super
    • Access your super Expand
      • When can you access your super
      • Withdraw your super
    • Transition to retirement strategy
    • Retirement Income account
    • Seminars
  • Investments Expand
    • Performance Expand
      • Overview
      • Graphs
      • Unit prices
    • Investment options Expand
      • Lifetime
      • Moderate
      • Balanced
      • Socially Responsible
      • Aggressive
      • Cash
      • Diversified Bonds
      • Australian Shares
      • International Shares
      • Self Invest
    • Compare options
    • Change your investment options
  • Insurance Expand
    • Insurance options Expand
      • Income protection
      • Total & permanent disability cover
      • Death cover
    • How much insurance cover do you need
    • Change or cancel your insurance
    • Make an insurance claim
  • Advice
  • Your account Expand
    • Online Advice
    • Super Expand
      • Consolidate
      • Investments
      • Add to super
      • Insurance
      • Account history & statements
    • Profile Expand
      • Security and Authorities
      • Employer
      • Employer
      • Personal details
      • Beneficiaries
    • Self Invest
  • Calculators & forms Expand
    • Superannuation & Retirement Calculators Expand
      • Retirement planning
      • Insurance
      • Maximise your super
      • Savings
      • Investing
    • Forms Expand
      • All
      • Claims and withdrawals
      • Deposits and contributions
      • Insurance
      • Investments
      • Transfers
      • Other forms
    • Publications Expand
      • PDS
      • Guides
      • Annual reports
      • Factsheets
      • Other publications
  • News Hub Expand
    • Category Expand
      • News
      • Superannuation
      • Retirement
      • Finances
      • Investments
      • Career
      • Wellbeing
      • Employer
  • Contact us Expand
    • Email QSuper
    • Language assistance
    • Browser support
    • Formal enquiries and complaints
    • FAQs – Frequently Asked Questions
    • QSuper Member Centres

Moderate

Balanced

Socially
Responsible

Aggressive

Cash

Diversified
Bonds

International
Shares

Australian
Shares

Aggressive

Aggressive investment option icon

If you are a long-term investor and want exposure to investment groups that will potentially give higher returns, Aggressive may be suitable for you. You need to be prepared to accept that this option could experience negative returns over the short to medium term.

Objective

CPI +4.5% p.a.

An annual return of CPI +4.5% (after fees and tax), measured over rolling 10-year periods.

Timeframe

10 years

Suited to investors with an investment timeframe of more than 10 years.

Total fee1

0.69% p.a.

Total fee includes administration fees (0.16%), investment fees and indirect cost ratio. View detailed fee breakdown

Risk level

Very low
Low
Low to medium
Medium
Medium to high
High
Very High
Medium to high

Investors should be aware that a negative annual return is expected between three and four times in every 20 years. Read more about the standard risk measure.


Performance

As at 31 December 2020 (updated monthly)
Account 1 month 3 months 1 year 3 years p.a. 5 years p.a. 7 years p.a. 10 years p.a.
Accumulation 0.98% 5.68% 2.94% 6.72% 8.29% 8.77% 9.21%
Income 1.08% 6.34% 3.70% 7.63% 9.26% 9.54% 10.19%
Past performance is not a reliable indicator of future performance.2

Asset allocation

As at 31 December 2020 (updated quarterly)
Assets Allocation 3 Ranges 4
Cash 8.1% 0 - 15%
Fixed interest^ 15.4% 0 - 35%
Real Estate 6.3% 0 - 25%
Equities* 52.3% 30 - 65%
Infrastructure 12.8% 5 - 30%
Commodities 2.3% 0 - 15%
Alternative assets 2.7% 0 - 20%
* Equities includes Australian Shares (9.9%), International Shares (35.8%) and Private Equity (6.6%).

Shareholdings

As at 31 December 2020 (updated quarterly)

Australian shares - top 10 by value

No. Stock
1 CSL Limited
2 Commonwealth Bank of Australia
3 BHP Group
4 Wesfarmers Limited
5 National Australia Bank
6 Transurban Group
7 ANZ Group
8 Westpac Banking Corporation
9 Woolworths Group
10 Aristocrat Leisure

The Australian shares portfolio is managed by State Street Global Advisors

International shares - top 10 by value

No. Stock
1 Taiwan Semiconductor
2 Samsung Electronics
3 Novo Nordisk
4 Anheuser-Busch
5 Discovery Inc.
6 Southern Company
7 America Movil
8 Nestle
9 DBS Group
10 Bank Central Asia

The International shares portfolio is managed by State Street Global Advisors

1. Our total fee includes administration fees, investment fees, and indirect cost ratio, which are based on the fees and costs for the financial year ended 30 June 2020. The total fees and any other applicable fees are deducted daily from the unit price before the unit price is declared and may differ from future fees and costs. Other fees may apply.
2. For periods of one year or less, the return is net of fees and tax. For periods greater than one year, the return is a compound annualised return, net of fees and tax.
3. These figures have been rounded for member reporting.
4. Ranges are as at 1 July 2020. QSuper has the flexibility to invest within these ranges.

^ In the Lifetime option and Diversified options these assets provide diversification, a hedge against inflation and target yield enhancement. This asset class is also referred to as bonds.

  • Our products
    • Why QSuper?
    • Investment options
    • Fees
    • Insurance
    • Financial advice
  • Super & retirement
    • How much do you need?
    • Grow your super
    • Consolidate
    • Changing jobs
    • Seminars
    • Access your super
  • Investments
    • Performance
    • Unit prices
    • Graphs
    • Compare options
  • Calculators & Forms
    • Calculators
    • Forms
    • Publications
  • Contact us
    • 1300 360 750
      Mon-Fri   8.00am to 6.00pm AEST
  • About us
  • Careers
  • Sitemap
  • Privacy
  • Security
  • Disclaimer
  • Terms and conditions
  • Disclosure
© QSuper Board
2020 awards
Facebook Twitter LinkedIn YouTube