This option is generally suited to investors who

• have an investment timeframe of three to five years
• are seeking a steady return on their investment
• are prepared to accept small to moderate fluctuations in the value of their investment in the short term.

Investment objective

To capture the return of a broadly diversified portfolio of global fixed interest investments, after fees and tax.

Asset allocation

Fixed interest investments have less risk than growth assets, such as shares and property, but can also have periods of fluctuation and negative returns.

The major fixed interest investments include government, semi-government, and corporate debt.

The pie chart above shows the actual asset allocation as at 30 June 2009, however QIC, our investment manager, has the flexibility to invest within the ranges detailed.²

Risk

Negative return expected one year in every eleven years.

 

1. It's important to be aware past performance should not be taken as an indication of future performance.
Crediting rates differ from net returns due to a slight delay in unit prices reflecting the value of the underlying assets. Crediting rates are the returns that are applied daily to members' accounts. The crediting rates quoted for a given period apply to members who have remained in the option/s for the entire period and made no transactions.

2. Asset allocation ranges effective from 1 July 2008.

3. This is the estimated fee for the 2009/2010 financial year.

Historical performance

As at 30 June 2009

More investment performance and unit prices

Fee