A death benefit is payable in the event you die while you are a QSuper member.

Who is eligible to claim a death benefit?

Upon your death, QSuper can pay your death benefit to your legal personal representative (for example, the executor of your estate) or to another person the QSuper Board determines to be appropriate. This may include your legal or de facto spouse, your children, or someone in an interdependent relationship with you.

Insurance cover is subject to restrictions for pre-existing medical conditions. For more information, please refer to the product disclosure statement for the Accumulation account, or the Defined Benefit guide.

In the event of claims from a number of potential beneficiaries, QSuper may request further information from all parties to confirm their eligibility and request evidence from the claimants to support their claim. In this case, we will carry out a claim-staking process, and give parties notice of a proposed decision and the opportunity to object.

What is the amount of a death benefit?

Accumulation account holders
Balance of your account, plus the value of any insurance units held.

Defined Benefit account holders
The death benefit paid would be the current balance of your account, plus if under age 55, a benefit to compensate for your future membership to 55. Any additional insurance units that you have taken out may also be payable.

More information

More information on death benefits can be found in the Death benefit guide (pdf) or Death benefit guide for non-Queensland Government employees (pdf).